![]() Barnes Real Estate Service is your FHA certified appraisal companyRest assured that Barnes Real Estate Service is an FHA-certified appraisal company in NC. If you have an FHA-insured mortgage, be sure to hire Barnes Real Estate Service, as we are approved and certified to produce FHA appraisals. A certain amount of the continuing training our staff at Barnes Real Estate Service completes deals precisely with decoding the FHA's documentation and their rules and procedures. Be sure to contact Barnes Real Estate Service if you need an appraisal done for an FHA-secured loan. The FHA is the Federal Housing Administration, which is a federal organization in the United States Department of Housing and Urban Development (HUD) - if your financial transaction is an FHA-insured loan, it means it is backed by them. The lending organization takes care of all the loaned money; the FHA simply secures the loan with mortgage insurance in case the borrower defaults on his or her loan. Accessible to all homebuyers, FHA loan programs are made to help credit-worthy low-income and moderate-income families who do not have the qualifications for conventional loans. Down payments are often lower with an FHA loan despite using conventional market rates. FHA loan programs are extremely helpful to those consumers with less available starting capital. |